The Association (all owners) purchases many policies. Insurance coverage includes:
- Property (wind, fire, etc.)
- Umbrella Liability
- Directors & Officers Liability
- Crime/Fidelity Liability
- Cyber Liability
- Boiler & Machinery
- Workman’s Compensation
Insurance for unit owner property (as defined in the documents and Florida law) is the responsibility of the unit owner. To assist with an understanding of Florida Insurance Law, a pamphlet is attached below.
If your unit is mortgaged, your mortgage company may require proof of Association insurance. Copies of insurance information is attached below.
The agent for the Association is Eddie Zarahn of the Zarahn Insurance Agency. If detailed information is needed on the Association’s insurance, please contact Mr. Zarahn. The insurance firm’s contact information is:
Zarahn Insurance Agency
229 Beverly Pkwy
Pensacola, FL 32505
Copies of the flood insurance declarations (per Building) and a general certificate of insurance is attached.